What Is Wood-Destroying Insect (Termite) Inspection?
Wood-Destroying Insect (Termite) Inspection: An inspection for termites and other insects that damage wood, sometimes required by lenders.
Also called: WDI inspection, termite inspection, pest inspection
A wood-destroying insect (WDI) inspection checks for termites, carpenter ants, powderpost beetles and other insects that damage wood, and for damage they've caused. It's usually done by a licensed pest control company.
When it's required
- Some lenders require it on VA loans in states with high termite risk
- Some state contracts or local customs require it
- Many buyers order one regardless in areas where termites are common
Cost
Usually $75 to $150, often reported on a standard form (NPMA-33).
If insects are found
You can ask the seller to treat the home and repair damage, or give a credit. Active infestations usually need to be treated before closing.