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What Is Recording?

Recording: Filing the deed and deed of trust with the county so the ownership change is public record.

Recording is when the escrow agent files the deed and deed of trust with the county recorder's office. It makes your ownership and the lender's lien part of the public record.

Why it matters

Recording protects your ownership against later claims and establishes the order of liens. A recorded deed is what future title searches will find.

Recording fees

The county charges a fee to record each document, shown in the government fees section of your Closing Disclosure.

Good to know

After recording, the original deed is usually mailed to you weeks later. Keep it with your important papers, though the recorded copy is the official record.

Where this comes up when you buy a home