What Is Certificate of Eligibility (COE)?
Certificate of Eligibility (COE): The VA document confirming a borrower is eligible for a VA home loan and their entitlement.
Also called: COE
A Certificate of Eligibility (COE) is issued by the Department of Veterans Affairs. It confirms you meet the service requirements for a VA loan and shows your available entitlement.
How to get one
- Through your lender: most lenders can request it online in minutes.
- Online through the VA's website.
- By mail, using VA Form 26-1880.
Documents that help
- Veterans: DD-214
- Active duty: a statement of service signed by your commander
- Guard and Reserve: proof of service, such as retirement points statements
- Surviving spouses: additional forms and documents
What it shows
Your entitlement (how much VA will guarantee) and whether you're exempt from the VA funding fee because of a service-connected disability.